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DTSTART:20130419T153000Z
DTEND:20130419T170000Z
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SUMMARY:Lunch with the Chamber
DESCRIPTION:LUNCH TOPIC:  Obamacare in the Real World - How businesses are reacting in order to avoid penalties\, identify subsidies and remain compliant with government mandates.  Come learn how this is likely to play out in the future.\n\n	\n\n	FACILITATOR:  Dave Petno\n\n\n\n	ObamaCare Summary: A Summary of Obama's Health Care Reform\n\n	A Quick Overview of ObamaCare and How it Works\n\n	The following ObamaCare Summary is a quick overview of Obama's health care reform. The purpose of a our Obama Health Care summary is to quickly understand what ObamaCare is and what costs are associated with it. If you would like a more detailed overview of the law read out our Affordable Care Act Summary.\n\n	Obama Health Care Summary\n\n	Obama's Health Care Bill aims to reform the American Health Care System and provide affordable quality health care to all Americans. The Patient Protection and Affordable Care Act (Obamacare) was signed into law March 23rd\, 2010 and upheld by a supreme court ruling on June 28\, 2012. The bill includes unprecedented preventive care and protections including insurance companies no longer being able to deny individuals for preexisting conditions or to drop them from coverage when they get sick.\n\n	A Summary of How ObamaCare and Insurance\n\n	ObamaCare's health care plan reforms the way we buy health insurance requiring that all Americans\, purchase a private health care plan or pay a 1% - 2.5% tax (it's a tax\, not a mandate). Americans who cannot afford health insurance will either qualify for Medicare / Medicaid or get assistance in the form of tax credits\, tax breaks or assistance with up-front costs on the Health Insurance Exchanges (HIX).\n\n	A Summary of Health Insurance Exchanges\n\n	The new health care law makes Health insurance available to most uninsured low and middle income individuals on the "ObamaCare Exchanges". The exchanges are state or federally run online marketplaces where customers can shop for affordable quality health insurance. Small businesses can also use the exchange to purchase insurance for their employees. The Health Insurance Exchanges will open in Oct of 2013\, coverage starts Jan 1st\, 2014.\n\n	Did you know that Obamacare healthcare reform includes the biggest middle tax class cut for healthcare in America's history! ObamaCare actually saves families and small businesses billions of dollars by providing reduced costs and reduced premiums to millions of Americans.\n\n	(ObamaCare Summary Image is public domain)\n\n	Obama Care Coverage Summary\n\n	Regardless of what you pay\, ObamaCare greatly improves the health care industry. 30 million Americans who currently do not have health insurance will be covered under new health care law. Other coverage milestones include better preventive care\, women's health services\, better care for seniors and expanded coverage of our nations poorest.\n\n	Learn more about the Benefits of ObamaCare\n\n	Medicaid and Medicare Reform Summary\n\n	ObamaCare also expands Medicaid in order to provide health coverage to 17 million uninsured Americans who are falling in between the cracks of being able to afford insurance and qualifying for Medicaid. Obama's health care plan overhaul's Medicare as well adding new benefits\, expanding coverage\, fighting fraud\, cutting costs\, and improving care for patients.\n\n	Want more than a Summary of Obamacare\, get the full text and learn more about the Obamacare Bill.\n\n	ObamaCare Cost Summary\n\n	The ObamaCare cost will be around $1.1 trillion over the next ten year according to an updated CBO report. This number may seem big but the end result is actually a reduction of our national deficit by $143 billion dollars!\n\n	Summarizing the cost of ObamaCare for individuals is tricker\, those who make over 400% of the poverty line may pay about what they do now\, while those under will most likely pay less\, due to financial assistance. Learn more about ObamaCare's Cost\n\n	A Summary of How ObamaCare is Paid For\n\n	In summary\, Obamacare will be paid for through budget cuts\, taxes and government funding. This includes a .9% Medicare tax and unearned income tax (on income over $200/$250k)\, cuts to wasteful spending\, a tax on insurance companies and a tax on employers with over 50 full-time employees who do not supply their employees with affordable quality health care. This is just a summary of how ObamaCare is paid for. Learn More about ObamaCare Taxes\n\n	It's important to note that the taxes work on a sliding scale\, so the more you make the more you pay. Nearly 99% of families and 97% of small businesses will benefit from ObamaCare. While over 70% will save money and have better coverage by being able to purchase their healthcare through a competitive insurance exchange or qualify for Government program.\n\n	A Summary of ObamaCare\, Business and Jobs\n\n	ObamaCare helps small businesses under 25 full-time employees insure employees\, if they choose\, through tax credits\, while employers with over 50 full-time employees will have to pay a percentage of their employees health care or a penalty. Some people say this will hinder job growth and hiring\, but the only studies done so far have shown the opposite\, in fact most studies show that ObamaCare will create millions of new jobs in both the private and public sector. Find out more about ObamaCare and Small Business\n\n	Health Care Reform Summary\n\n	ObamaCare reforms everything from practices of insurance companies to ensuring better quality health care for all Americans. A summary of all the reforms within ObamaCare is a available here at our Health Care Reform Timeline\n\n	We have only touched upon some of the benefits of the Affordable Care Act in this Obamacare summary. The Bill itself is a cumulation of many different reforms that improve our healthcare system and provide affordable health insurance to all Americans. Read more about the specifics of Obamacare or read a more detailed overview of what the ObamaCare has to offer in our Affordable Care Act Summary
X-ALT-DESC;FMTTYPE=text/html:<h2>\n	<span style="font-size: 12px">LUNCH TOPIC:&nbsp\; Obamacare in the Real World - How businesses are reacting in order to avoid penalties\, identify subsidies and remain compliant with government mandates.&nbsp\; Come learn how this is likely to play out in the future.<br />\n	<br />\n	FACILITATOR:&nbsp\; Dave Petno</span></h2>\n<br />\n<h1>\n	<span style="font-size: 14px">ObamaCare Summary: A Summary of Obama&#39\;s Health Care Reform</span></h1>\n<h2>\n	<span style="font-size: 12px">A Quick Overview of ObamaCare and How it Works</span></h2>\n<p>\n	<span style="font-size: 12px">The following <strong>ObamaCare Summary</strong> is a quick overview of Obama&#39\;s <span class="IL_AD" iceid="3" id="IL_AD1"><u><font color="#163a79" face="Verdana">health care reform</font></u></span>. The purpose of a our Obama <span class="IL_AD" iceid="9" id="IL_AD7"><u><font color="#163a79" face="Verdana">Health Care</font></u></span> summary is to quickly understand what ObamaCare is and what costs are associated with it. If you would like a more detailed overview of the law read out our<a href="http://obamacarefacts.com/affordablecareact-summary.php"> Affordable Care Act Summary</a>.</span></p>\n<h2>\n	<span style="font-size: 12px">Obama Health Care Summary</span></h2>\n<p>\n	<span style="font-size: 12px">Obama&#39\;s <span><span>H</span>ealth Care</span> Bill aims to reform the American <span><span>H</span>ealth Care</span> System and provide affordable quality <span><span>h</span>ealth care</span> to all Americans. The Patient Protection and <span class="IL_AD" iceid="5" id="IL_AD3"><u><font color="#163a79" face="Verdana">Affordable Care Act</font></u></span> (Obamacare) was signed into law March 23rd\, 2010 and upheld by a supreme court ruling on June 28\, 2012. The bill includes unprecedented preventive care and protections including <span class="IL_AD" iceid="13" id="IL_AD11"><u><font color="#163a79" face="Verdana">insurance</font></u></span> companies no longer being able to deny individuals for preexisting conditions or to drop them from coverage when they get sick.</span></p>\n<h2>\n	<span style="font-size: 12px">A Summary of How ObamaCare and Insurance</span></h2>\n<p>\n	<span style="font-size: 12px">ObamaCare&#39\;s <span class="IL_AD" iceid="7" id="IL_AD5"><u><font color="#163a79" face="Verdana">health care plan</font></u></span> reforms the way we buy health <span><span>i</span>nsurance</span> requiring that all Americans\, purchase a private <span><span>h</span>ealth care plan</span> or pay a 1% - 2.5% tax (it&#39\;s a tax\, not a mandate). Americans who cannot afford <span class="IL_AD" iceid="11" id="IL_AD9"><u><font color="#163a79" face="Verdana">health insurance will</font></u></span> either qualify for Medicare / <span class="IL_AD" iceid="6" id="IL_AD4"><u><font color="#163a79" face="Verdana">Medicaid</font></u></span> or get assistance in the form of tax credits\, tax breaks or assistance with up-front costs on the Health <span><span>I</span>nsurance</span> <span class="IL_AD" iceid="12" id="IL_AD10"><u><font color="#163a79" face="Verdana">Exchanges</font></u></span> (HIX).</span></p>\n<h2>\n	<span style="font-size: 12px">A Summary of Health Insurance Exchanges</span></h2>\n<p>\n	<span style="font-size: 12px">The new <span><span>h</span>ealth care</span> law makes Health <span><span>i</span>nsurance</span> available to most uninsured low and middle income individuals on the &quot\;ObamaCare <span><span>E</span>xchanges</span>&quot\;. The <span><span>e</span>xchanges</span> are state or federally run online marketplaces where customers can shop for affordable quality health <span><span>i</span>nsurance</span>. <span class="IL_AD" iceid="14" id="IL_AD12"><u><font color="#163a79" face="Verdana">Small businesses</font></u></span> can also use the exchange to purchase <span><span>i</span>nsurance</span> for their employees. The Health <span><span>I</span>nsurance</span> <span><span>E</span>xchanges</span> will open in Oct of 2013\, coverage starts Jan 1st\, 2014.</span></p>\n<p class="leftL">\n	<span style="font-size: 12px">Did you know that Obamacare healthcare reform includes<strong> the biggest middle tax class cut for healthcare in America&#39\;s history!</strong> ObamaCare actually saves families and <span><span>s</span>mall businesses</span> billions of dollars by providing reduced costs and reduced premiums to millions of Americans.</span></p>\n<p>\n	<span style="font-size: 12px">(ObamaCare Summary Image is public domain)</span></p>\n<h2>\n	<span style="font-size: 12px">Obama Care Coverage Summary</span></h2>\n<p>\n	<span style="font-size: 12px">Regardless of what you pay\, ObamaCare greatly improves the <span><span>h</span>ealth care</span> industry. 30 million Americans who currently do not have <span><span>h</span>ealth insurance will</span> be covered under new <span><span>h</span>ealth care</span> law. Other coverage milestones include better preventive care\, women&#39\;s health services\, better care for seniors and expanded coverage of our nations poorest.</span></p>\n<p>\n	<span style="font-size: 12px">Learn more about the <a href="http://obamacarefacts.com/benefitsofobamacare.php" title="Benefits of ObamaCare">Benefits of ObamaCare</a></span></p>\n<h2>\n	<span style="font-size: 12px">Medicaid and Medicare Reform Summary</span></h2>\n<p>\n	<span style="font-size: 12px">ObamaCare also expands <span><span>M</span>edicaid</span> in order to provide health coverage to 17 million uninsured Americans who are falling in between the cracks of being able to afford <span><span>i</span>nsurance</span> and qualifying for <span><span>M</span>edicaid</span>. Obama&#39\;s <span><span>h</span>ealth care plan</span> overhaul&#39\;s Medicare as well adding new benefits\, expanding coverage\, fighting fraud\, cutting costs\, and improving care for patients.</span></p>\n<p style="padding-bottom: 2px">\n	<span style="font-size: 12px">Want more than a Summary of Obamacare\, get the <span class="IL_AD" iceid="8" id="IL_AD6"><u><font color="#163a79" face="Verdana">full text</font></u></span> and learn more about the <a href="http://obamacarefacts.com/obamacarebill.php" title="Obamacare Bill">Obamacare Bill</a>.</span></p>\n<h2>\n	<span style="font-size: 12px">ObamaCare Cost Summary</span></h2>\n<p>\n	<span style="font-size: 12px">The ObamaCare cost will be around $1.1 trillion over the next ten year according to an updated CBO report. This number may seem big but the end result is actually a reduction of our national deficit by $143 billion dollars!</span></p>\n<p>\n	<span style="font-size: 12px">Summarizing the cost of ObamaCare for individuals is tricker\, those who make over 400% of the poverty line may pay about what they do now\, while those under will most likely pay less\, due to financial assistance. Learn more about <a href="http://obamacarefacts.com/costof-obamacare.php" title="Cost of ObamaCare">ObamaCare&#39\;s Cost</a></span></p>\n<h2>\n	<span style="font-size: 12px">A Summary of How ObamaCare is Paid For</span></h2>\n<p>\n	<span style="font-size: 12px">In summary\, Obamacare will be paid for through budget cuts\, taxes and government funding. This includes a .9% Medicare tax and unearned income tax (on income over $200/$250k)\, cuts to wasteful spending\, a tax on <span><span>i</span>nsurance</span> companies and a tax on <span class="IL_AD" iceid="10" id="IL_AD8"><u><font color="#163a79" face="Verdana">employers</font></u></span> with over 50 full-time employees who do not supply their employees with affordable quality <span><span>h</span>ealth care</span>. This is just a summary of how ObamaCare is paid for. Learn More about <a href="http://obamacarefacts.com/obamacare-taxes.php">ObamaCare Taxes</a></span></p>\n<p>\n	<span style="font-size: 12px">It&#39\;s important to note that the taxes work on a sliding scale\, so the more you make the more you pay. Nearly 99% of families and 97% of <span><span>s</span>mall businesses</span> will benefit from ObamaCare. While over 70% will save money and have better coverage by being able to purchase their healthcare through a competitive <span><span>i</span>nsurance</span> exchange or qualify for Government program.</span></p>\n<h2>\n	<span style="font-size: 12px">A Summary of ObamaCare\, Business and Jobs</span></h2>\n<p>\n	<span style="font-size: 12px">ObamaCare helps <span><span>s</span>mall businesses</span> under 25 full-time employees insure employees\, if they choose\, through tax credits\, while <span><span>e</span>mployers</span> with over 50 full-time employees will have to pay a percentage of their employees <span><span>h</span>ealth care</span> or a penalty. Some people say this will hinder job growth and hiring\, but the only studies done so far have shown the opposite\, in fact most studies show that ObamaCare will create millions of new jobs in both the private and public sector. Find out more about <a href="http://obamacarefacts.com/obamacare-smallbusiness.php">ObamaCare and Small Business</a></span></p>\n<h2>\n	<span style="font-size: 12px">Health Care Reform Summary</span></h2>\n<p>\n	<span style="font-size: 12px">ObamaCare reforms everything from practices of <span><span>i</span>nsurance</span> companies to ensuring better quality <span><span>h</span>ealth care</span> for all Americans. A summary of all the reforms within ObamaCare is a available here at our <a href="http://obamacarefacts.com/healthcarereform.php">Health Care Reform Timeline</a></span></p>\n<p>\n	<span style="font-size: 12px">We have only touched upon some of the benefits of the <span><span>A</span>ffordable Care Act</span> in this Obamacare summary. The Bill itself is a cumulation of many different reforms that improve our healthcare system and provide <span class="IL_AD" iceid="4" id="IL_AD2"><u><font color="#163a79" face="Verdana">affordable health insurance</font></u></span> to all Americans. Read more about the specifics of Obamacare or read a more detailed overview of what the ObamaCare has to offer in our <a href="http://obamacarefacts.com/affordablecareact-summary.php">Affordable Care Act Summary</a></span></p>\n<br />\n
LOCATION:The Club at Hillbrook 14800 Hillbrook Drive Hunting Valley OH 44022
UID:e.806.3283
SEQUENCE:3
DTSTAMP:20260410T103642Z
URL:https://www.cvcc.org/events/details/lunch-with-the-chamber-04-19-2013-3283
END:VEVENT

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